MetLife Dentist in Sarasota, FL
Looking for a MetLife dentist in Sarasota? Dr. Bowles and Dr. Karow welcome patients with MetLife insurance to their family-owned practice. Call to schedule your appointment today.
700+ 5-star reviews
Family-Owned MetLife Dental Care
SRQ Smiles is an independent, family-owned practice, and that shapes every part of your visit as a MetLife patient. Here’s what that means for you:
- No Rushed Appointments: Your dentist takes the time your care requires.
- The Same Familiar Faces: You'll see a consistent care team, visit after visit.
- Recommendations Based on Your Needs: We don’t have a corporate quota.
A MetLife SpotLite Dentist
SRQ Smiles is home to a MetLife SpotLite on Oral Health dentist, a distinction MetLife awards each year to a select group of network dentists who show a strong, consistent focus on preventive care and measurable outcomes. MetLife reserves it for providers whose results hold up to its own evaluation year after year, going beyond the standard credentialing every network dentist already completes.
That same preventive-first standard runs through the whole practice. Whichever dentist you see, you’ll get thorough exams, clear explanations, and care focused on catching small issues before they become big ones.
Meet Your MetLife Dentists
Meet Dr. Thomas Bowles
Inspired by his father’s career as a family dentist, Dr. Bowles chose dentistry to help patients live healthier, more confident lives. At SRQ Smiles, he values building lasting relationships and providing education-focused care tailored to each patient.

Doctorate of Dental Surgery
University of Detroit Mercy
“Great service from Dr. Bowles. He gave me my smile back and I am so grateful. His staff was friendly, extremely knowledgeable, and more than competent. I'm a happy patient!”
— Sue C.
Meet Dr. Garrett Karow
Dr. Karow has completed thousands of hours of advanced training and holds certifications in many of today’s most innovative dental techniques. He also believes in giving back, volunteering hundreds of hours to provide dental care to underserved communities.

Doctorate of Dental Medicine
University of Florida
“Had a broken crown, and Dr. Karow was able to start work right away. I've been a patient for sixteen years and have always appreciated their professional, accommodating work ethic.”
— Martin W.
Your First Visit
Your first visit is a 90-minute, no-rush appointment designed to understand your concerns, evaluate your dental health, and create a personalized treatment plan that works with your MetLife benefits.
Meet Your Dentist
Dental History Review
X-rays and 3D Imaging
Comprehensive Oral Exam
Oral Cancer Screening
Personalized Dental Plan
What Sarasota Patients Are Saying
Dental Treatments Covered by MetLife
MetLife dental plans typically include preventive care and may cover a range of restorative treatments, depending on your plan. Before any treatment begins, our team walks you through exactly what your MetLife benefits cover.
Dental Exam
A routine exam is one of the services MetLife plans cover most consistently. It gives Dr. Bowles or Dr. Karow the chance to catch small problems before they turn into bigger ones.
Dental Cleaning
Cleanings are a core part of most MetLife plans. Regular visits keep plaque and tartar in check and lower your risk of cavities and gum disease.
Digital X-Rays
X-rays fall under preventive care on most MetLife plans, letting us see what’s happening beneath the surface.
Dental Fillings
If you need a cavity filled, MetLife plans commonly cover tooth-colored fillings that restore both the strength and look of your tooth.
Extractions
When a tooth can’t be saved, MetLife plans often help cover the cost of removing it safely and comfortably.
Crowns & Bridges
Crowns and bridges vary more by plan, but many MetLife policies include partial coverage to help restore a damaged or missing tooth.
Dental Implants
Depending on your plan and annual maximum, MetLife may partially cover dental implants, one of the most reliable long-term options for replacing a missing tooth.
Invisalign® Clear Aligners
If your MetLife plan includes orthodontic benefits, you may qualify for partial coverage on Invisalign. We’ll check your specific plan and lay out your options before you commit to treatment.
How Insurance Works At Our Practice
Understanding your MetLife coverage is part of the care we provide. We’ll explain your benefits clearly and give you cost estimates before any treatment begins. Here’s what to expect:
- Verify Your Coverage: A quick call to our office confirms your MetLife benefits before you ever sit in the chair.
- Meet with Your Dentist: You’ll spend real time with Dr. Bowles or Dr. Karow, talking through your dental needs and goals.
- Get a Clear Treatment Plan: We’ll show you exactly what MetLife covers and what you can expect to pay, no surprises.
- Let Us Handle the Claims: Our team takes care of the paperwork with MetLife and keeps you posted along the way.
Common Questions About MetLife Insurance
Do You Accept MetLife Dental Insurance?
Yes, SRQ Smiles is in-network with MetLife dental insurance. Give our office a call and we'll confirm your specific plan details and check your coverage before your visit.
Will You Help Verify My MetLife Dental Benefits?
Absolutely. Our team verifies your MetLife benefits ahead of your appointment so you know exactly what's covered before you sit in the chair.
What Does MetLife Dental Insurance Typically Cover?
Coverage depends on your specific MetLife plan, but most include preventive services like exams, cleanings, and X-rays, plus partial coverage on many restorative procedures. We'll go over your exact benefits during your visit.
What Do You Need to Check My Insurance Coverage?
Just bring your insurance card, or have your provider name, member ID, and date of birth ready. Our team can verify everything ahead of time or when you arrive, whichever is easier for you.
What If My MetLife Plan Does Not Cover a Procedure?
When your MetLife plan doesn't cover a treatment, or only partially covers it, we'll walk you through other options, including financing, to help make your care affordable.
“We have loved our experience with this dental practice and highly recommend them to others. Services, cost, and what to expect are always explained well with no surprise costs or fees. Today my husband had some major tooth pain and they fit him in during their lunch hour. The office is clean and you are truly treated like family.”
— Sherry L.
Our Sarasota Dental Office
Our dental office is conveniently located in the heart of Sarasota, just minutes from downtown and the Gulf beaches. We’re a short drive for patients in Gulf Gate Estates, South Gate Ridge, Bee Ridge, Palmer Ranch, and surrounding Sarasota communities. Patients throughout the Sarasota area choose SRQ Smiles for comfortable, high-quality dental care close to home.
Address:
5677 S. Beneva Rd
Sarasota, FL 34233
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Hours:
Monday – Friday: 8am-5pm