Florida Blue Dentist in Sarasota, FL
Dr. Bowles and Dr. Karow provide trusted, patient-focused dental care for patients with Florida Blue insurance in Sarasota. Call today to schedule your appointment.
700+ 5-star reviews
Family-Owned Florida Blue Dental Care
As a family-owned practice, SRQ Smiles provides a more personalized, consistent care experience for patients with Florida Blue dental coverage. You’ll notice:
- More time with your dentist so your care is never rushed.
- A consistent care team so you see the same friendly faces each visit.
- Treatment driven by your needs, not corporate quotas.
Florida Blue Plans Accepted
SRQ Smiles works with many Florida Blue dental insurance plans. If you’re searching for a Florida Blue dentist near you, there’s a good chance your plan is accepted.
Common Florida Blue plans we see include:
- BlueDental Choice
- BlueDental Copayment
- BlueDental Care
Because coverage and networks can vary, the best way to confirm your specific plan is to call our office. Our team will quickly check your benefits, explain your coverage, and help you understand what to expect before your visit.
Meet Your Florida Blue Dentists
Meet Dr. Thomas Bowles
Inspired by his father’s career as a family dentist, Dr. Bowles chose dentistry to help patients live healthier, more confident lives. At SRQ Smiles, he values building lasting relationships and providing education-focused care tailored to each patient.

Doctorate of Dental Surgery
University of Detroit Mercy
“I highly recommend SRQ Smiles for your dental care! Dr. Thomas Bowles is by far the most kind, compassionate, and professional Dentist I have ever gone to!”
— Terry R.
Meet Dr. Garrett Karow
Dr. Karow has completed thousands of hours of advanced training and holds certifications in many of today’s most innovative dental techniques. He also believes in giving back, volunteering hundreds of hours to provide dental care to underserved communities.

Doctorate of Dental Medicine
University of Florida
“I absolutely love DR. KAROW! He works with me, thinks outside the box and is very personable! His staff and hygienists are amazing!”
— Melany S.
Your First Visit
Your first visit is a 90-minute, no-rush appointment designed to understand your concerns, evaluate your dental health, and create a personalized treatment plan that works with your Florida Blue benefits.
Meet Your Dentist
Dental History Review
X-rays and 3D Imaging
Comprehensive Oral Exam
Oral Cancer Screening
Personalized Dental Plan
What Sarasota Patients Are Saying
Dental Treatments Covered by Florida Blue
Most Florida Blue dental plans cover preventive care, many restorative treatments, and may provide partial coverage for certain procedures. Coverage varies by plan, and our team will review your specific benefits with you before treatment.
Dental Exam
Comprehensive dental exams are often covered by Florida Blue and help detect concerns early while supporting your long-term oral health.
Dental Cleaning
Most Florida Blue plans include routine cleanings to help prevent cavities and maintain healthy gums.
Digital X-Rays
Diagnostic X-rays are typically covered as part of preventive care and allow us to identify issues that aren’t visible during a standard exam.
Dental Fillings
Florida Blue plans often provide coverage for tooth-colored fillings used to treat cavities and restore normal function.
Extractions
Tooth extractions are commonly covered when medically necessary to relieve discomfort or prevent further dental issues.
Crowns & Bridges
Coverage for crowns and bridges varies by plan, but many Florida Blue policies offer partial benefits for repairing or replacing damaged or missing teeth.
Dental Implants
Some Florida Blue dental plans may offer partial coverage for implants depending on your specific plan and annual maximum. Implants provide a long-term solution for replacing missing teeth and restoring function.
Invisalign® Clear Aligners
Some Florida Blue plans may offer orthodontic benefits or access to cosmetic and orthodontic discount programs that can help reduce the cost of Invisalign treatment. Coverage and discounts vary, so our team will review your specific plan and explain your options before starting care.
How Insurance Works At Our Practice
We make it simple to use your Florida Blue dental benefits with clear communication and upfront cost estimates. Here’s what to expect:
- Insurance verification: Give us a call to verify your Florida Blue coverage and ask any questions.
- Comprehensive exam: Meet with Dr. Bowles or Dr. Karow for a thorough evaluation and a conversation about your dental needs and goals.
- Personalized treatment plan: After your exam, we’ll provide a clear treatment plan with estimated insurance coverage and out-of-pocket costs.
- Claim submission and processing: Our team handles all Florida Blue claim submissions and keeps you informed every step of the way.
Common Questions About Florida Blue Insurance
Do you accept all Florida Blue dental plans?
We work with many Florida Blue dental plans, but coverage and networks can vary. The best way to confirm your specific plan is to call our office, and we’ll review your benefits for you.
Will I know my costs before treatment?
Yes. Before starting any treatment, we review your Florida Blue benefits and provide clear estimates so you understand your coverage and any out-of-pocket costs.
What does Florida Blue dental insurance typically cover?
Most Florida Blue plans include preventive care like exams, cleanings, and X-rays, along with partial coverage for restorative treatments. Coverage varies by plan, and we’ll walk you through your benefits in detail.
What do you need to check my insurance coverage?
We’ll need your insurance provider, member ID, and date of birth. You can provide this information before your visit or bring your insurance card with you. Our team will verify your benefits and explain your coverage in advance.
What if my Florida Blue plan does not cover a procedure?
If a treatment is not covered or only partially covered by your Florida Blue plan, we’ll clearly explain your options and discuss alternative treatments or financing solutions to help make your care affordable.
I have been seeing Dr. Bowles since he took over the practice from another dentist, over 20 years. The staff is great! I’m not a big fan of the dentist like most people, but they always make you feel comfortable and welcome. Saw Sabrina today and she was wonderful! Wouldn’t go anywhere else!
— Laurie R.
Our Sarasota Dental Office
Our dental office is conveniently located in the heart of Sarasota, just minutes from downtown and the Gulf beaches. We’re a short drive for patients in Gulf Gate Estates, South Gate Ridge, Bee Ridge, Palmer Ranch, and surrounding Sarasota communities. Patients throughout the Sarasota area choose SRQ Smiles for comfortable, high-quality dental care close to home.
Address:
5677 S. Beneva Rd
Sarasota, FL 34233
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Hours:
Monday – Friday: 8am-5pm